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Is escrow required for a mortgage? Understand when escrow accounts are optional, how they work, & why choosing one could help you secure a better mortgage rate. Read more

Understand the difference between a conforming loan vs a conventional, including how loan limits, lenders, and jumbo loans factor into your mortgage options. Read more

Learn what cash to close means, what it includes, from your down payment to taxes and fees, and how to pay it on closing day with a wire or certified check. Read more