How do I know if buying mortgage points is worth it?

Learn what a refinance appraisal fee covers and whether you can avoid it. Read more

Learn how a verified approval letter strengthens your mortgage offer by confirming income, assets, and debt to give sellers more confidence in your bid. Read more

Learn what a mortgage gift letter is and how it helps lenders confirm that the gifted funds for a down payment or closing costs are not counted as debt. Read more