Question: Can I Use a Gift For Closing Costs On a Refi?

Here we explore the day your homeowners insurance policy needs to be paid and the two ways you can pay it. Read more

Understand what a loan estimate is, what details it includes, and how it helps you compare lenders and avoid hidden fees when applying for a mortgage. Read more

Learn how lenders use credit checks to assess eligibility, and the difference between soft checks for pre-approval and hard checks during application. Read more