What credit score do I need to refinance my house?

A collateral mortgage means your home secures the loan as collateral. If you miss payments, the lender may repossess the home or claim ownership of the property. Read more

An appraisal determines your home’s market value, helping lenders decide how much you can borrow. It’s a required step in the mortgage approval process. Read more

What is a prepayment penalty? Learn why some lenders charge fees for paying a mortgage early and how Better Mortgage lets you avoid these penalties entirely. Read more