Question: What is a transfer tax?

Understand what owner-occupied means on a mortgage, why it matters to lenders, and how it could affect your loan options, interest rates, and approval terms. Read more

Lender’s title insurance and owner’s title insurance have different requirements in a mortgage refinance. Read more

Learn what cash to close means, what it includes, from your down payment to taxes and fees, and how to pay it on closing day with a wire or certified check. Read more