What is occupancy date and is it the same as closing date?

Learn how to pay first mortgage payment, where and when to send it, how you'll get instructions, and what happens if your loan is quickly transferred. Read more

Learn what a flood certification is, why lenders require it, and how it determines whether your property is in a FEMA-designated flood zone requiring insurance. Read more

Learn about the market value in real estate, how appraisers determine it using comparable sales, and why understanding it helps when buying or selling property. Read more